Coinfish Services for small businesses & contractors
Practical help getting your business ready to pursue financing. You pay a clear fee for the work, never a percentage of any financing you obtain.
Readiness Assessment
Intake screening, document review, and a 60-minute working session. You get a written Readiness Report: your score, the gaps, and a 30/60/90-day action plan.
Starting at $350
Financials & Credit Cleanup
Organize the books and reconcile your P&L, balance sheet, and tax returns. Set up your business credit profile (EIN, D-U-N-S, trade lines). For personal credit, you get education and an action plan. This is not credit repair.
Quoted after assessment
Business Plan & Projections
A lender-grade plan with three-year projections, cash-flow analysis, and debt-service coverage, built the way an underwriter will read it.
Starting at $2,500
Financing Document Preparation
We help you organize a complete, well-documented file: a business narrative, sources and uses, and a full document checklist. You submit it yourself to any lender you choose; we don't submit, negotiate, or place it. The fee is set by the scope of your file and never depends on any lender's decision. SBA files are billed hourly with documented time, per SBA fee rules and Form 159 disclosure.
Starting at $1,500, scoped per file
Financing Options Education
Plain-English education on SBA 7(a), 504, and Microloan programs, CDFIs, credit unions, and bank options, and what each typically expects. This is general education only. We don't recommend or refer you to a specific lender; you choose and contact any lender yourself.
Included with assessment
90-Day Readiness Program
Hands-on monthly support. Days 1–30, diagnose. Days 31–60, fix and build. Days 61–90, a readiness review before you approach lenders on your own.
Starting at $1,500/month
Small-Business Finance Workshops
"Get Bankable" sessions for chambers, SBDCs, and community groups: financial records, credit basics, and what lenders typically ask for. Slides and handouts included. Education only.
Starting at $1,500 per session
Supplier & Contractor Readiness Workshops
Group sessions for supplier-diversity and contractor development programs on getting suppliers financially organized before they seek financing.
Quoted per cohort
Business Operations & Financial Support
Hands-on support that gets your business ready for financing and new opportunities.
Cash Flow Management
Cash forecasting, a rolling 13-week cash view, and tighter receivables and payables, so you see shortfalls early and can show steady cash flow.
Starting at $1,000/month
Internal Financials
A clean monthly P&L and balance sheet, plus a bookkeeping review, so your numbers are accurate, current, and lender-ready.
Starting at $750/month
Project Budgeting & Estimating
Job budgets and bid estimates built so your pricing protects your margin. Especially useful for contractors and project-based businesses.
Starting at $500 per project
Marketing & Website Development
A clear brand, a professional website, and a capability statement that show customers, partners, and lenders your business is credible.
Starting at $2,500
Proposal Writing
Help writing bids, RFP responses, and grant or program proposals that are complete and clear. We help you make your best case; we can't promise any award.
Starting at $2,000 per proposal
Portfolio Management
A review of your business's existing debt and your contracts and projects: what you owe, what you've committed to, and where the risk sits. It uses the same approach as our lender portfolio-review service.
Starting at $1,500 per review
Monthly Financial Reporting Package
Each month: your P&L, balance sheet, a cash view, and a plain-English summary, reviewed with you on a call. Built from your books; we don't do your taxes.
Starting at $1,250/month
Grant & Bid Opportunity Monitoring
A weekly digest of grants, bids, and certifications that fit your business, with deadlines. Proposal writing is billed separately. We can't promise any award.
Starting at $500/month
Capability Statement & LinkedIn Kit
A one-page capability statement plus a refreshed LinkedIn profile, so buyers and partners see a clear, credible business.
Starting at $750
Bundle: Choose two or more services and we combine them into one coordinated support plan.
Coinfish Capital Advisors is not a lender or loan broker and does not make, arrange, or guarantee loans. We don't accept referral or success fees from lenders. Financing decisions are made solely by lenders, and no outcome is guaranteed.